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Who We Are

IncomePilot helps South Africans maximise their take-home pay. We combine tax tools, salary insights, and banking comparisons into one simple platform focused on transparency, simplicity, and financial empowerment.

We are an independent comparison platform – not affiliated with any specific bank, financial institution, or government body. Our tools are designed to be simple, straightforward, and free to use.

Our Mission

To help salary earners make smarter financial decisions using clear, practical tools.

We believe that everyone deserves access to accurate information about their finances. Understanding your tax, your take-home pay, and your banking costs shouldn't require a finance degree.

Our Approach

  • Data-driven tools: Our calculators use official SARS tax data and real bank fee structures to provide accurate estimates.
  • Simplified comparisons: We break down complex information into easy-to-understand formats so you can make informed decisions.
  • User-first design: Every tool we build focuses on being simple, fast, and genuinely useful.

What We Offer

Tax Calculator

Our flagship tool calculates your estimated take-home pay based on current South African tax brackets, rebates, and deductions. It considers:

  • Progressive income tax rates
  • Age-based tax rebates
  • Medical aid tax credits
  • UIF contributions

Bank Fee Calculator

Compare annual bank fees across South Africa's major banks based on your actual banking habits:

  • Estimate costs for Capitec, FNB, Standard Bank, and Nedbank
  • See potential savings by switching banks
  • Make informed decisions about your banking

Salary Guides

Detailed breakdowns for common salary levels showing exactly what you can expect to take home after tax and deductions.

Independence Statement

IncomePilot is not affiliated with SARS (South African Revenue Service), the National Treasury, any government body, or any specific bank. We are an independent platform that uses publicly available information to create helpful tools for everyday South Africans.

Some pages may contain affiliate links. This helps support the platform at no additional cost to you. Our comparisons and recommendations remain objective regardless of affiliate relationships.

Contact

We value your feedback and are always looking to improve our tools. If you have questions, suggestions, or notice any issues with our calculations, please don't hesitate to reach out.

Email: kl.incomedata@gmail.com

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